The Roosevelt Dime series, introduced in 1946, is one of the most widely circulated coins in the United States. While the series lacks the rarity of some older coinage, it is still prone to counterfeiting and alterations. One deceptive example is the 1963-D Roosevelt Dime with altered bands, which attempts to mimic the highly sought-after Full Bands (FB) designation. Identifying such altered coins is crucial for collectors and investors alike.
What Are Full Bands (FB) on a Roosevelt Dime?
The Full Bands (FB) designation refers to the clarity and separation of the horizontal bands on the torch of the Roosevelt Dime’s reverse. A true FB coin exhibits:
- Strong strike details on the torch.
- Clear separation of the upper and lower bands.
- No visible merging or weakness in the band details.
Roosevelt Dimes with Full Bands are valued higher than their non-FB counterparts, making them a prime target for counterfeiting and alteration.
How the 1963-D Roosevelt Dime Was Altered
In some cases, counterfeiters or dishonest coin doctors take regular, weakly struck dimes and enhance the bands on the torch to create the illusion of Full Bands. The methods include:
- Re-engraving the bands – Using fine engraving tools, individuals etch deeper lines into the torch to create an artificial separation.
- Polishing or manipulating the metal – By carefully altering the surface, counterfeiters make it appear as if the coin had a strong strike.
- Chemical or mechanical methods – Some may use acids or fine abrasives to simulate the appearance of Full Bands.
These alterations can be difficult to detect with the naked eye but become evident under magnification.
How to Detect an Altered 1963-D Roosevelt Dime
1. Use Magnification
Under 10x magnification, an altered coin may display unnatural grooves, tool marks, or inconsistencies in the bands. The edges of the bands may appear rough or irregular, unlike the clean, crisp lines of a genuine Full Bands strike.
2. Check for Metal Displacement
When the torch bands are artificially enhanced, metal is often displaced in unnatural ways. Look for:
- Sharp ridges or tool marks surrounding the bands.
- Uneven surfaces where modifications have been made.
3. Compare with Genuine Full Bands Coins
Side-by-side comparison with a verified Full Bands dime can help identify discrepancies. Altered bands may lack the smooth, even strike of an authentic FB dime.
4. Seek Third-Party Authentication
If you suspect a 1963-D Roosevelt Dime has altered bands, consider submitting it to a trusted grading service like PCGS or NGC. These organizations use advanced tools to detect alterations and ensure authenticity.
Conclusion
The 1963-D Roosevelt Dime with altered bands serves as a cautionary example of how minor modifications can significantly impact a coin’s value. Collectors should always scrutinize high-value dimes carefully, especially those with a Full Bands designation. By using magnification, checking for unnatural modifications, and seeking professional grading, collectors can avoid falling victim to altered coins and maintain the integrity of their collections.
FAQs
1. Why are Full Bands Roosevelt Dimes more valuable?
Full Bands (FB) Roosevelt Dimes are valued higher because they indicate a strong, well-struck coin, which is rarer than those with weak strike details.
2. How can I tell if a Roosevelt Dime has been altered?
Use 10x magnification to check for tool marks, metal displacement, and unnatural grooves in the bands on the torch. Comparing with genuine Full Bands coins also helps.
3. Should I get my Roosevelt Dime authenticated?
Yes, if you suspect alterations or want to verify its Full Bands designation, submitting the coin to PCGS, NGC, or another reputable grading service is highly recommended.